Group life insurance in Butler, Saxonburg, Pittsburgh and surrounding areas.

Some employees may want coverage that goes beyond life insurance or workers compensation. They want to be covered in the event of an accident, on or off the job. We can provide that added financial protection.

Group life insurance is a variation on life insurance, but it only pays out if the death is from an accident (or in some cases a homicide). It usually only pays out if the death happens while premiums are still being paid (similar to term life insurance).

The plan pays out a smaller amount if the covered person loses their sight, a limb, toe or finger in an accident. Group life insurance can be a policy on its own, or it can be added on top of the normal life insurance payout.

Neither of these policies are a substitute for workers’ compensation insurance (or workers’ comp). This is mandatory for most employers, and while it only covers injuries or deaths at work, it does pay out for medical bills, some lost income and death benefits.

If you’re interested in learning more about group life insurance, we encourage you to reach out to our employee benefits experts. We can help you to determine if it is a good fit for your business.

Let’s discuss your group life insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate group life insurance solution. There’s no obligation, just good-old-fashioned advice.
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Miller Phillips Insurance offers comprehensive group life insurance in Butler, Saxonburg, Pittsburgh and other areas in Western Pennsylvania.